Funded case stories

Real financing scenarios, executed with clarity

A selection of recently funded transactions and client experiences across bridge, refinance, construction, QM, and investment lending.

Bridge Loan

$450,000 bridge loan — San Gabriel

Successfully facilitated a $450,000 bridge loan, secured by the client’s commercial office property located in San Gabriel. The loan was funded within 5 days, helping the client address near-term cash-flow timing.

Construction Loan

Luxury home construction — Clyde Hill, WA

Recently funded in Clyde Hill, WA: luxury single-family home construction loan of $6.5M with a 12-month term, including a $2M payoff of the previous loan.

Cash-Out Refinance

$850K cash-out refinance — Houston, TX

$850K cash-out refinance on an investment property. No-income-verification loan qualified based on rental income; paid off the existing $500K loan and cashed out $350K for reinvestment. Closed in 25 days.

Cash-Out Refinance

$1.5M cash-out refinance — Silicon Valley

Recently funded in the San Francisco Bay Area (Silicon Valley): $1.5M cash-out on an owner-occupied single-family residence. No-income-verification with 12 months of personal and business bank statements. Closed in 30 days.

Office Building Refinance

Office building refinance — $5M cash-out (Ohio)

Through refinancing an office building in Ohio, a $5 million cash-out was completed for operating capital. Both the interest rate and the speed of execution exceeded expectations.

QM Purchase

Primary residence — QM loan, $870K (Texas)

A self-employed small business owner purchased a primary residence. After reviewing income and tax details, the file qualified as a QM loan instead of non-QM—about $2,000 per month in interest savings.

Land Cash-Out

Land cash-out — $550K (California)

A $550K cash-out loan to support early-stage site preparation on land. The process was smooth and efficient while permits remained ahead.

Fix & Flip Loan

Fix & flip loan — $1.62M (San Jose area)

A $1.62M fix-and-flip loan for a property renovation project in San Jose, with up to 85% leverage and a one-year term.

Individual results vary. Past transactions are not a commitment to lend.