Financing/Fix and flip
Fix & Flip / Rehab
Purchase. Renovate. Resell. Short-term financing built for real estate investors.
Program snapshot
Loan amount
Up to $20 million
Leverage
Up to 93% purchase + 100% eligible rehab
ARV
Capped at 70–75% ARV
Closings
7–14 days (typical)
Terms
6–18 months, interest-only
Draws
Milestone inspection releases
Underwriting
Credit-flexible
Borrowers
Individuals · LLCs · Foreign nationals
Program guidelines
Published product parameters for this program. Final terms depend on underwriting, collateral, and documentation.
Loan purpose
- Acquire and renovate residential investment property
- Fund purchase plus rehab strategy for resale or take-out financing
- Support investors managing defined renovation and exit timelines
Loan amount & leverage
Sizing ties together purchase, rehab, and ARV guardrails—documented before you fund.
- Loan amounts up to $20 million.
- Leverage up to 93% of purchase price plus 100% of eligible rehab costs (program caps apply).
- After-repair value (ARV) typically capped between 70% and 75%—protects both borrower and lender in exit scenarios.
Speed & repayment
- Fast closings in 7–14 days when diligence, valuation, and title cooperate.
- Short-term interest-only structures commonly 6–18 months—aligned to renovation duration and resale or take-out timing.
Rehab draw process
- Rehab proceeds released by milestone inspection—funds track completed work rather than a single upfront advance.
Underwriting approach
- Credit-flexible underwriting with emphasis on collateral quality, experience, and a credible exit.
Eligible borrowers
- Individuals
- LLCs and other entity structures
- Foreign nationals where program and compliance rules allow
Need help choosing a program?
Share the property, timeline, and target proceeds—we will map the fit before you invest in a full file.
Illustrative only. Availability, pricing, and documentation depend on the property, the borrower, and credit approval. This page is not a commitment to lend.